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What it is

Government bill regulating the contracting of mortgage loans or credits and intermediary services for the conclusion of loan or credit contracts with consumers.

BOE step 7 of 7 · Passed

It is a government bill. Introduced by the Government. It was introduced on 8 July 2008. Introduced by: Gobierno.

Follow this law

Source: Congreso de los Diputados, file 121/000007· updated 11 Nov

We do not have a summary of this text yet, so we do not tell you what it changes: only what the official page says. Read the official page

Where it stands

How far did it get?

It took 7 of 7 steps. It reached BOE, and today it is passed.

  1. Introduced8 July 2008Someone registers the text in the Congreso.
  2. Admitted15 July 2008The Bureau of the Congreso accepts it and, for a members’ bill, the plenary decides whether to consider it.
  3. Amendments18 July 2008Groups propose changes.
  4. Committee1 October 2008A committee goes through the text in detail.
  5. Plenaryno dateAll 350 deputies vote.
  6. Senate26 November 2008The Senate can pass it, amend it or veto it.
  7. BOE18 March 2009It is published in the Official State Gazette (BOE) and comes into force.
See the 11 official steps on a timeline
Jul 2008Aug 2008Sept 2008Oct 2008Nov 2008Dec 2008Jan 2009Feb 200911. 8 July 2008: Presentación22. 15 July 2008: Comisión de Sanidad y Consumo Publicación desde 15/07/2008 hasta 18/07/200833. 15 July 2008: Calificación44. 18 July 2008: Comisión de Sanidad y Consumo Enmiendas desde 18/07/2008 hasta 01/10/200855. 1 October 2008: Comisión de Sanidad y Consumo Mesa - Calificación desde 01/10/2008 hasta 01/10/200866. 1 October 2008: Comisión de Sanidad y Consumo Debate de totalidad desde 01/10/2008 hasta 16/10/200877. 16 October 2008: Comisión de Sanidad y Consumo Informe desde 16/10/2008 hasta 12/11/200888. 12 November 2008: Comisión de Sanidad y Consumo Aprobación con competencia legislativa plena desde 12/11/2008 hasta 26/11/200899. 26 November 2008: Senado desde 26/11/2008 hasta 11/03/20091010. 11 March 2009: Pleno Enmiendas o veto del Senado desde 11/03/2009 hasta 18/03/20091111. 18 March 2009: Concluido - (Aprobado con modificaciones) desde 18/03/2009 hasta 21/04/2009

Was there a plenary vote?

We have no plenary vote linked to this law in the Congreso’s data.

What happens next

What happens now?

It is law, or will be once published in the BOE. It comes into force on the date its own text sets.

The same initiative in the other chamber:

Published in the BOE: Law 2/2009, of March 31, regulating the contracting with consumers of mortgage loans or credits and of intermediation services for the conclusion of loan or credit contracts.

Sources

Where does all this come from?

  • The data comes from the open files of the Congreso, the Senate and the BOE, unaltered.
  • Each deputy’s province is the one of their seat on the day of the vote.
  • We only say “passed” or “rejected” when the majority needed is certain; otherwise we say which side had more votes.

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