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What it is

Bill to automatically remove car ownership blocks once the debt is paid

Admitted step 2 of 7 · Unfinished

It is a members’ bill. Introduced by parliamentary groups, the Senate, regional governments or citizens. It was introduced on 4 April 2012. Introduced by: Grupo Parlamentario Socialista.

Official title: Private member's bill regarding the cancellation of disposition limitations in the Vehicle Registry.

Follow this law

Source: Congreso de los Diputados, file 122/000055· updated 11 Nov

Automatic summary, not yet reviewed

  1. The bill would require credit institutions that asked to record a limitation on a vehicle (from an installment sale or a loan) to request its cancellation on their own initiative in the corresponding registry within 60 days of full payment.
  2. The same duty would apply to the financial lessor when the customer has paid all installments and exercised the purchase option, but only for contracts signed after the rule takes effect.
  3. The reason given is that recording these charges can now be done online simultaneously, but cancellation cannot, which delays changing the vehicle's registered owner.
  4. The law would take effect 30 days after its publication in the Boletín Oficial del Estado (official state gazette).

Who it affects

  • Credit institutions that requested recording limitations on vehicles: They would have to request cancellation of the registry entry within 60 days of full payment.
  • Financial lessors (leasing companies): They would have to cancel the entry when the customer pays all installments and buys the vehicle, if the contract is signed after the rule takes effect.
  • People buying a car in installments, with financing, or through leasing: They could change the vehicle's registered ownership without delays once payment is complete.

Words worth knowing

Limitación de disposición
A registry entry that prevents freely selling or transferring the vehicle while a debt exists, such as a reservation of title or a lease.
Reserva de dominio
The seller remains the owner of the vehicle until the buyer pays the full price.
Arrendador financiero (leasing)
A company that leases the vehicle with an option to buy it at the end of the contract.
De oficio
On the entity's own initiative, without the affected person having to request it.
Registro de Vehículos
The registry of the Directorate General for Traffic where incidents affecting each vehicle are recorded.

It summarizes the text as it was introduced. It is written by artificial intelligence and may contain mistakes: the official text is what counts. Read the official text · How we make summaries

Where it stands

How far did it get?

It took 2 of 7 steps. It reached Admitted, and today it is unfinished.

  1. Introduced4 April 2012Someone registers the text in the Congreso.
  2. Admitted10 April 2012The Bureau of the Congreso accepts it and, for a members’ bill, the plenary decides whether to consider it.
  3. Amendmentsnot reachedGroups propose changes.
  4. Committeenot reachedA committee goes through the text in detail.
  5. Plenarynot reachedAll 350 deputies vote.
  6. Senatenot reachedThe Senate can pass it, amend it or veto it.
  7. BOEnot reachedIt is published in the Official State Gazette (BOE) and comes into force.
See the 6 official steps on a timeline
Dec 2012Dec 2013Dec 201411. 4 April 2012: Presentación22. 10 April 2012: Boletín Oficial de las Cortes Generales Publicación desde 10/04/2012 hasta 13/04/201233. 10 April 2012: Calificación44. 13 April 2012: Gobierno Contestación desde 13/04/2012 hasta 23/05/201255. 23 May 2012: Pleno Toma en consideración desde 23/05/2012 hasta 27/10/201566. 27 October 2015: Concluido - (Caducado) desde 27/10/2015 hasta 20/11/2015

Was there a plenary vote?

We have no plenary vote linked to this law in the Congreso’s data.

What happens next

What happens now?

The legislature ended before it finished. To go on, someone would have to introduce it again in the new Cortes.

It has not been presented again yet.

Sources

Where does all this come from?

  • The data comes from the open files of the Congreso, the Senate and the BOE, unaltered.
  • Each deputy’s province is the one of their seat on the day of the vote.
  • We only say “passed” or “rejected” when the majority needed is certain; otherwise we say which side had more votes.

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