New benefits and aid for self-employed workers and the Social Economy

Automatic summary, not yet reviewed

1. Economically dependent self-employed workers (those who rely on one main client) will be able to hire one employee in specific cases: pregnancy, breastfeeding, maternity or paternity leave, caring for children under seven, or for dependent family members or family members with a disability. Only one employee, with limits on hours and contract length.
2. All self-employment incentives are gathered into a single text. The flat rate stands out: new self-employed workers pay a fixed 50 euros per month for 6 months, followed by reductions of 50 % and 30 % and a 30 % bonus up to a total of 18 months. Those under 30 (35 for women) get an extra 30 % bonus for 12 more months.
3. Unemployment benefits become easier to use to start a business. The age limit is removed for cashing out 100 % of the unemployment benefit or for combining it with self-employed work, and the suspension period for the benefit is extended to 60 months for those who become self-employed.
4. Insertion companies and Special Employment Centers are declared providers of Services of General Economic Interest, which allows their subsidies to reach 500,000 euros over three years. In addition, reserved public contracts, which already existed for Special Employment Centers, are extended to insertion companies.
5. New Social Security rebates are created: for family members helping a self-employed worker, for self-employed workers in Ceuta and Melilla, for family members of farm holders, for members of cooperatives and worker-owned companies, and for employers who hire people in social exclusion who had worked for an insertion company.
6. The 100 % Social Security rebate is kept for employers who hire an unemployed person on a temporary replacement contract to cover a worker on maternity, paternity, adoption, foster care, pregnancy risk or breastfeeding leave.

Who it affects

• People starting out as self-employed workers.: They pay 50 euros a month for the first 6 months, then reductions and rebates for up to 18 or 30 months.
• Economically dependent self-employed workers with family care needs.: They can hire one employee so they do not lose their client during those situations.
• Unemployed people who want to start a business or join a cooperative or worker-owned company.: They can receive their unemployment benefit as a lump sum or combine it with the new activity.
• Insertion companies and Special Employment Centers.: They can receive larger subsidies and access reserved public contracts.
• Family members helping self-employed workers or farm holders.: They get rebates on their Social Security contributions.

Words worth knowing

Autónomo económicamente dependiente (economically dependent self-employed worker)

A self-employed professional who gets at least 75 % of their income from a single client, under the Self-Employed Workers' Statute.

Capitalizar la prestación por desempleo (cashing out the unemployment benefit)

Receiving the remaining unemployment benefit as a lump sum to invest in starting a business or buying shares in a company.

Empresa de inserción (insertion company)

A company that hires and trains people at risk of social exclusion to help them find regular jobs.

Centro Especial de Empleo (Special Employment Center)

A company where most of the workers are people with disabilities.

Servicio de Interés Económico General (Service of General Economic Interest)

An activity considered to be in the general interest, so it can receive larger public subsidies without counting as unfair competition.

It summarizes the law as published in the BOE. It is written by artificial intelligence and may contain mistakes: the official text is what counts. Read the official text · How we make summaries